Starting a New Plan?


Generate An Instant “Self-Serve” 401(k) Pricing Proposal Using Our Online Tool.


Contact Perfect401(k) to Discuss, Compare, Decide, and Customize.


Schedule a Perfect401(k) Plan Onboarding and Enrollments.

Considering a 401(k) Plan for Your Practice?


Need a 401(k) Plan for Staff Recruiting, Satisfaction, and Retention?

Want a Custom, Low-Maintenance 401(k) Plan With “Unlimited” Investment Options, and Dedicated “Live” AAO CARE Team Representatives?

How about Low-to-No Employer Costs?


We Can Help!

Why Not Use the Most Powerful Tool Available for Your Practice’s Owners and Staff to Become “Retirement-Ready” Sooner?

A 401(k) Plan.

With Ultra-Low “All-In” Costs and Great Value.

With Exceptional Investment Options, Advice, and Dedicated Support.

Want to Make Comparing 401(k) Providers Simple?

Just Give Our 401(k) Plan Competitors the “2 Landmines” Test By Asking These Two Simple Questions:

Are Their 401(k) Plan Administrative Costs Tied to Plan Assets?

(The Ever-Growing Blob Prob!)
If costs for plan administration are built into the investment options’ internal expenses, administrative costs WILL get huge over time as assets grow. In other words, your per-head plan administrative costs WILL become unreasonable leading to plan participant complaints and a breach of fiduciary duty at best – or litigation at worst.

A "YES" means “Boom!”

As a 401(k) Plan Provider, Do They Act Specifically as an ERISA Section 3(38) Fiduciary?

(Whose Head Is on the Chopping Block?)
If a plan provider is NOT acting as a 3(38) fiduciary – the only one of the three types of fiduciaries defined by ERISA that accepts the delegation of fiduciary liability from the plan sponsor – then they are NOT legally responsible for their own recommendations. You are.

A "NO" means “Boom!”


Do They Have Unlimited No-Cost Brokerage-Window Accounts Available to All Plan Participants?

Many orthodontists are experienced investors who appreciate the ability to invest in individual stocks, bonds, and ETF’s – not to mention that plan participants electing to invest via our no-cost Schwab brokerage-window 401(k) accounts have even lower asset-based costs.

Want Us To Help You Compare Providers?

Don't Forget the Amazing Benefits of a Perfect401(k) Plan!

Individually Customized and Lower Cost than a “Pooled” 401(k) Plan.

Easy-to-Setup. Easy-to-Run.

Low-Cost and “Unlimited” Investment Options. (If Employer-Approved.)

Dedicated AAO CARE Team Support.

AAO Member Discounts and Exclusive Endorsement.